Steps to helping your client qualify for our program:
- Become familiar with our programs and qualifications
- Assist in filling out an intake form and mail it or bring it to our offices with a check or money order for $18.00 to cover the credit report fee. You can download the intake form from this site. To get an idea of how much house your client may be able to afford, use our mortgage calculator.
- Encourage and help your client bring in all the documentation required for the program.
Documentation Required from Client:
- Two months of bank statements
- Two months of pay check stubs
- Last two years of tax statements and W2 forms
- If self-employed bring in income tax returns for the previous two years and a year to date profit and loss statement
- Letter of non-traditional credit if applicable (Ex: Utilities, auto insurance, etc.)
Income qualification
What happens after your client submits an application?
- Within 3 business days after receiving the application the housing counselor will contact your client to schedule a meeting and discuss his/her application.
- During the meeting your client will be registered for our Home Buyer Education Class.
- If your client meets all program criteria the housing counselor will request that he/she bring in all required documentation as soon as possible.
- Once we are sure your client qualifies for the program we will suggest that you help the client find a house and get a contract. Then we will move towards the preparing process of closing on the home.