Down Payment Assistance for
First-Time Homebuyers

Ready to buy your first home?

Neighborhood Housing Services of San Antonio provides up to $20,000 in down payment and closing costs assistance to eligible first-time homebuyers in Bexar County for the purchase of their home. Our assistance is in the form of a second mortgage, meaning that it is a loan that must be paid back. We know that saving for a down payment can challenging, so let us help you reach that goal of homeownership sooner!


Potential homebuyers must meet program and income eligibility guidelines. Click here for 2022 income guidelines.

Am I Eligible? 
Take the NHSSA Down Payment Assistance Eligibility Quiz!

If you need a little help in determining whether you are eligible for our down payment assistance, just take the quiz below to get some answers. It only takes about a minute to complete. 

NHSSA Disclaimer

No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility and market conditions.

All loans subject to credit approval, verification and collateral evaluation.  Rates, terms and conditions are subject to change without notice.  Lending area and other restrictions apply.