Our housing counselors can provide you with custom - tailored guidance as you prepare for homeownership. A one-on-one session with a housing counselor involves discussing your housing goals, assessing your financial situation, determining how much home you can afford, and helping select the right mortgage options for you. You can expect the counselor to help review your credit report, analyze your debts in proportion to your household income, review your savings goals, assist in creating a budget, provide resources and referrals, and develop an action plan which will help you to become ready to qualify for a home loan.
Housing counseling appointments are scheduled Tuesdays, Wednesdays, and Thursdays between 9:30 am and 6 pm. Counseling sessions are typically 60-90 minutes long (depending on your needs) and can be conducted over video call, by phone or in person at our Homeownership Center at 847 Steves Ave.
You will be asked to complete a counseling intake packet. Although all counseling sessions are free of charge, NHSSA charges a $35 fee to obtain your tri-merge credit report for the housing counseling session. A tri-merge credit report is comprehensive and collects data from the three major credit bureaus. Once you call our offices and decide to set an appointment, an NHSSA counselor will provide you with the counseling intake packet and options to pay for your credit report.
Call Neighborhood Housing Services of San Antonio at 210-533-6673 to get started and speak to one of our HUD Certified Counselors.