Down Payment Assistance for
Ready to Buy Your First Home?
Neighborhood Housing Services of San Antonio provides up to $20,000 in down payment and closing cost assistance to eligible first-time homebuyers in Bexar County for the purchase of their home. Our assistance is in the form of a second mortgage, meaning that it is a loan that is paid back over time. Once you are pre-approved for your home loan, we work with your lender to determine the level of assistance needed for your down payment and/ or closing costs.
We know that saving for a down payment can be challenging, so let us help you reach that goal of homeownership sooner!
Potential homebuyers must meet all program eligibility guidelines and requirements including:
Obtain a 1st lien mortgage with a participating lender
US citizen or permanent resident
Purchase home in Bexar County
Minimum credit score of 580
Fall within the income guidelines. Click here for 2022 income guidelines.
Complete a HUD approved Homebuyer Education Class
Am I Eligible?
Take the NHSSA Down Payment Assistance Eligibility Quiz!
If you need a little help in determining whether you are eligible for our down payment assistance, just take the quiz below to get some answers. It only takes about a minute to complete.
For more information about our program e-mail or call (210) 533-6673 ext. 306.
For Lenders, if you are interested in becoming a participating lender, please contact Patricia Sanchez.
No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility and market conditions.
All loans subject to credit approval, verification and collateral evaluation. Rates, terms and conditions are subject to change without notice. Lending area and other restrictions apply.