top of page


NHSSA is constantly working in the community to help families through the housing cycle. We love highlighting those success stories, plus we want to keep you up to date with the latest housing industry news.

Two HUD Approved First-Time Homebuyer Education Class Opportunities in July

HBE Class Banner Newsletter - 2.png

Neighborhood Housing Services of San Antonio is offering two opportunities in July for you to attend a First-Time Homebuyer's Class. Here are the dates and times.


One Day Class to Get Your Certificate

When: Saturday, July 15 - 9 am - 3 pm

Where: NHHSA Offices - 847 Steves Ave., San Antonio, Tx 78210


Class Broken Up Into Two Days - Evening Classes

When: Tuesday, July 18 - 6 pm - 9 pm / Wednesday, July 19 - 6 pm - 9 pm

Where: NHHSA Offices - 847 Steves Ave., San Antonio, Tx 78210


Participants must attend the entire session in order to receive credit for the class. A one-on-one advising session is required to issue certificate of completion.


Neighborhood Housing Services of San Antonio (NHSSA) is a non-profit organization and HUD-approved housing counseling agency. We help Bexar County families achieve the dream of homeownership through our homebuyer coaching, monthly First-Time Homebuyer Classes and Down Payment Assistance Program. NHSSA also offers one-on-one coaching sessions to help you with all your home buying plans.

NHSSA offers Mortgage Loans

First Lien Mortgages.jpg

NHSSA offers 1st lien mortgages. If you are interested in purchasing a home, come shop and compare offers. Our rates are very competitive and we work with a variety of mortgage companies to provide you with the best product to fit your needs. Our Lending staff have over 20 years of experience with 1st and 2nd lien mortgages and will provide you with exceptional service from start to finish.


To get pre-qualified please contact, our Lending Specialist/RMLO, Patricia Sanchez, NMLS#224697 at 210-533-6673 x 306, or by email at

NHSSA is a equal opportunity lender. NMLS#337024.

NHSSA has 3 move-in ready homes


NHSSA has constructed three new homes on Channel View (78222) which are being supported with funding from the City of San Antonio. Buyers must meet the following eligibility criteria to purchase:


  • have a household income of no more than 80% of the San Antonio Area Median Income, based on household size and income of all household members

  • be a first-time homebuyer or not have owned a home within the last 3 years

  • complete an approved first-time homebuyer education course (NHSSA can help enroll buyers in an approved course)


If you meet these criteria and would like to sign up for the opportunity to buy one of these homes, please contact us at, 210-533-6673 x 305, or visit and click on the link labeled “Yes! I’m interested in purchasing a home.”


When the homes are ready, we will contact individuals who have signed up on a first-come, first-served basis and provide them the opportunity to visit the home and make a purchase offer.


You can download the flyer by clicking this link.

Do You Qualify for NHSSA's Down Payment Assistance Program?

Neighborhood Housing Services of San Antonio (NHSSA) offers up to $20,000 in down payment and closing cost assistance for first-time homebuyers who meet program guidelines. NHSSA’s assistance is made in the form of a second mortgage that is paid down over time.


Saving for down payment and closing costs can be hard. Our program is designed to help first-time homebuyers responsibly achieve their dream of owning a home sooner. Here are some basic qualifying guidelines.


You will need to be a U.S. citizen or a permanent resident, and be first-time homebuyer or have not owned a home within the last 3 years. The home purchase will need to be in Bexar Count and the purchaser should have a minimum credit score of 580. Finally, you'll need to obtain a first lien with one of our participating lenders who will inform us of your down payment needs.


Contact for Down Payment Assistance

Patricia Sanchez - (210) 533-5573 ext. 306

Income Guidelines for NHSSA Down Payment 

Gene Bargas Appointed to Interim-Executive Director Position

Bargas 2.jpg

Gene Bargas has supported NHSSA objectives and programs for nearly 25 years as both a banking professional, board member and board chairman. Now, he will be leading the organization as its interim executive director while the board seeks a candidate to fill its top management position.


"My entire career has centered around affordable housing and I've always had a great relationship with NHSSA and appreciation for its mission of helping first-time home buying families," Bargas said. "So I know I'll be able to put my real estate, lending and home development experience to work for this great group of professionals and its clients. And I'm looking forward to the challenge."

Bargas has been a real estate broker over his career in the financial services industry working at various San Antonio area banks to include Broadway Bank. He became an NHSSA board member in 2012 serving two four-year terms on the board. He left the board due to rules on term limits but returned in 2021 as allowed by the organization's bylaws. 

bottom of page