WHAT'S HAPPENING AT NHSSA
NHSSA is constantly working in the community to help families through the housing cycle. We love highlighting those success stories, plus we want to keep you up to date with the latest housing industry news.
Neighborhood Housing Services San Antonio Launches New Affordable Home Building Program
Click on the photo to view full screen. We have added the floor plan and some construction photos.
By breaking ground for construction of a new home at 139 Yucca Street, Neighborhood Housing Services of San Antonio (NHSSA) has reignited its rich history of developing quality affordable housing opportunities for residents of predominantly minority communities. These residents continue to experience increased cost of living and dwindling housing options. The house at 139 Yucca will be an important new piece of NHSSA’s broader efforts to concentrate building affordable new homes and rental properties in and around the Eastside San Antonio neighborhood of Denver Heights within City Council District 2.
“We want to build quality homes for our clients in the same neighborhoods where their families and friends live and work, at a price they can afford,” stated Christopher Sanchez, NHSSA’s Executive Director. “In Denver Heights, this means opening opportunities for hard working, lower-income Latino and African-American families, seniors and young professionals.”
NHSSA was established in 1985 but has experienced some starts and stops over the last decade. But, Sanchez was hired as Executive Director of NHSSA in July 2019 and has quickly built a team of experienced professionals and financial partners. He has committed to a plan that concentrates construction of new affordable homesites and rentals in lower-income, historically minority communities. In San Antonio, these areas are experiencing increased activity from private developers that purchase lots, then build market rate homes and apartments which are often too expensive for local residents resulting in displacement and rapid demographic change.
“By focusing our efforts in and around the targeted neighborhoods and preserving affordability, we can act as responsible developers creating reasonably priced, good quality homes, while still helping to revitalize an area in desperate need of new investment,” Sanchez continued. “For NHSSA, it represents the beginning of what we hope to be a domino effect, a sustainable model for redevelopment that will inspire existing residents to reinvest and upgrade their own homes. Together, we can improve the area for all, regardless of income, and still maintain the historic cultural vibrancy of the neighborhood. We’re working on similar concentrated development efforts in City Council District 3 (Southside) as well."
The Denver Heights Neighborhood Association, which advocates on behalf the community, recently met with Sanchez to discuss NHSSA’s plans for the community. Additional meetings will be planned in the future to keep the community informed about upcoming housing activities.
When the home at 139 Yucca is completed, it will be an 880 square-foot, two-bedroom, two-bath single-family residence with washer/dryer connections, energy efficient design amenities and drought-resistant landscaping. NHSSA homes are typically reserved for buyers earning less than 120% of area median income.
As a reference, a family of four cannot have combined household income greater than $86,400, to be eligible to purchase an NHSSA home.
This construction project is supervised by NHSSA’s Land Development Specialist, Paul DeManche, in collaboration with general contractor partner Daniel Dickson. Aaron Acosta is another longtime NHSSA partner and General Contractor, who will be assisting with similar construction projects we have scheduled for 2021.
Construction of this and other NHSSA affordable properties are made possible through continued financial support offered by the City of San Antonio’s Neighborhood and Housing Services Department (NHSD). NHSD has awarded NHSSA with federal grants to build internal capacity and expand our housing efforts. NHSSA national partners, National Association for Latino Community Asset Builders (NALCAB) and Raza Development Fund (RDF) have also been instrumental in helping the organization launch these affordable housing initiatives. Both NALCAB and RDF are nationally designated by the U.S. Treasury Department as Community Development Financial Institutions (CDFIs); nonprofit lenders which can provide NHSSA with low-interest capital. This capital is then deployed for the construction of affordable homes and rentals and/or for acquisition of older homes that are in dire need of renovation.
“NHSSA derives its ability to serve San Antonio’s low-income, minority communities from very generous partners working together with our team,” Sanchez concluded. “We’ve seen first-hand the benefits this collaboration can bring to families. And now, I believe we’re ready to take our affordable housing work to the next level.”
Anyone interested in purchasing this home should contact Valorie Garcia, NHSSA’s Home Ownership Center Manager at (210) 533-6673 x302 or via email at to determine eligibility and learn next steps, including possible down payment/closing cost assistance through NHSSA’s second mortgage loan products or City of San Antonio’s first-time homebuyer programs.
Neighborhood Housing Services SA Looking for General Contractors to Complete Home Renovations
Neighborhood Housing Services of San Antonio Texas (NHSSA) is requesting proposals from qualified General Contractors to provide general contracting services in order to rehabilitate and/or redevelop 14 residential properties using federal funds. These homes will be sold to families and individuals earning less than 120% of the area’s median income. These 14 Single-Family homes will be located in NSP Target areas in San Antonio Council Districts 2, 3, and 5. Davis Bacon and HUD Section 3 requirements will apply in this project.
If you are interested, just download the RFP document below. Proposals will be received until the close of business on March 30, 2021. NHSSA reserves the right to reject any and all Proposals, and to waive any informalities or irregularities in any Proposal or in the RFP process. Certified minority- (MBE) or women-owned business enterprises (WBE) general contractors are encouraged to apply.
Upcoming First Time Homebuyer's Classes April 20, April 21
The next First Time Homebuyers classes, which are still being taught online due to the COVID-19 issues, will be held Tuesday, May 25 and Wednesday, May 26. Classes will run from 6 p.m. to 10 p.m. each evening. To earn your certificate you must attend both nights.
You can register by contacting by phone or email:
210-533-6673 ext. 302
NHSSA Working with National Organizations to Jumpstart Home Building and Renovations
Over the past several months, NHSSA has increased its participation with national nonprofits NALCAB and RAZA Development Fund to increase its home construction and renovation capacity. NALCAB is providing loan funds for NHSSA's new home construction and RAZA Development Fund is providing capital for the acquisition and renovation of existing homes.
"There is definitely a need for affordable homes in San Antonio and while we do love building new homes, I think that repairing and updating existing homes is equally important for us," said NHSSA Executive Director Chris Sanchez. "I don't think the community can build its way out of the affordable home shortage and that is why our home construction program is diversified. And, we can't say thank you enough to our very supportive partners of NALCAB and RAZA Development Fund. The fact that they are standing behind our program brings a lot of credibility to what we're working on but also a high level of anticipation for success."
CDC Issues Moratorium on Mortgage and Rental Evictions
NHSSA wants to remind homeowners that there is still a federal moratorium on rental evictions (March 31) and mortgages (June 30). Eligible renters are those who participate in federal housing assistance programs or live in a property with a federally backed mortgage. Eligible homeowners are those with a federally backed mortgage, so almost everyone is covered. We would encourage renters and homeowners to take a few minutes to read the information linked to below so you understand your rights in this matter.
Welcome New NHSSA Board Members
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City of San Antonio
Second Lien Mortgage Loans Available at NHSSA
A second lien mortgage loan is what NHSSA uses to help with down payment assistance. NHSSA can offer a second lien loan up to $10,000. Applicants must have a minimum credit score of 580. See the income limit guidelines in the chart below. You can download the income limits chart here.
Neighborhood Housing Services (NHS) of San Antonio has several programs to financially assist potential homebuyers with the purchase of a home. Potential homebuyers must meet the income guidelines listed below to qualify.
If you are looking for a down payment assistance loan, please call our office at 210-533-6673.